First Time Buyer
Buying your first home is an exciting and joyous occasion, however organising your first mortgage can be stressful!!!
Obtaining a mortgage as a contractor can prove to be even more troublesome, and in some cases a mortgage offer may not be forthcoming, leading to futher disappointment.
Due to the nature of the way many contractors are remunerated it can be difficult to secure a competitive mortgage at prime rates. However, under our bespoke arrangements we are able to secure a mortgage for you based on your daily rate.
Many contractors come to us having failed to source their own mortgage funding - having spent time and money. This is largely due to the lack of confidence many lenders have in relation to the longevity of contracts. Under our bespoke arrangements, in essence you are treated as a permanently employed person for the puposes of securing a mortgage.
Buying a house is one of the most important purchases you will make, and buying a home for the first time is an exciting step, but the process can be overwhelming. Add to this the vast array of mortgage products available from a wide range of sources, and you can be left with a high-stress, confusing decision - but not with Contractor Mortgages Made Easy.
With Contractor Mortgages Made Easy an expert mortgage consultant will provide you with simple clear advice that will help you understand the entire home buying process.
The Contractor client services division will take care of all the paperwork for you, so you don’t need to worry about a thing.
You will have one Contractor Specialist Mortgage Adviser and one individual from our Contractor Client Services Division who will look after your application. They understand the various remuneration structures contractors operate within from time to time. This can avoid the frustration of trying to explain to other brokers and branch staff of lending institutions of how you get paid, only for them not to fully understand and waste your valuable time.
We’ve already researched the whole of the market for first time buyers, and aim to find you the best mortgage to fit in with your set of circumstances – all from reputable lenders.
Ways in which we can help:
- We can help clients qualify and obtain loans of up to 5 times their annual earnings.
- If you’re a graduate or a professional then we may be able to help you with a 100% mortgage.
- We can advise you on shared ownership products to help you own your home faster.
- Speak to parents who are acting as guarantors and explain their obligations
Find out more about our great rates .
We can provide you the most competitive deals on the market as well as hold your hand through the process and provide you with the clear advice you need.
So, rather than trawling the high street, taking time out of your contract and agonising over your choice, you could save time and potentially a large amount of money, by contacting us and getting the very best mortgage deal for your situation.
Please feel free to call us on 0871 8721 123 or request a callback.