The whole of Market.
Have you obtained an Agreement In Principle (AIP) only to be let down by a Broker or a Mortgage Lender who does not understand the world of a contractor?
It is too easy to walk into an estate agent or a mortgage brokerage as a contractor and be promised the earth, only to be let down later.
It is often very easy for the organisation and person arranging your mortgage to shift the rules of the game and move you from a “prime rate” mortgage to a self certified mortgage. This can be because they state what you said you earned is not reflected in your accounts or on the information you receive from your umbrella company.
Most contractors come to us by way of recommendation from existing clients. They have normally experienced the frustration of failing to secure a competitive mortgage elsewhere, or in many cases, not being offered a mortgage at all. At Contractor Mortgages Made Easy we understand this well trodden path only too well
Contractor Mortgages specialises in Prime Rate mortgages for contractors regardless of how you elect to pay yourself and in essence you are treated the same as a permanent employee.
We have used our experience and understanding of the contractor mortgage marketplace to have bespoke underwriting arrangements in place allowing you to obtain “prime rate mortgages” and avoid the more expensive self cert route.
- Self-cert RatesGeneric underwriting that does not provide the best fit for contractors.
Lending based on PAYE income or Accounts
- Prime RatesBespoke Underwriting
Lending based on Daily Rate
We can help you avoid the disappointment of going down the traditional route of applying for a mortgage as a contractor, only to be told you can not borrow as much as you thought you could borrow – or you can borrow what you want but at a higher rate of interest.
Arranging a Contractor Mortgage can seem difficult, but we make it simple for our clients. By combining our sophisticated technology with human expertise, we identify and arrange the mortgage that best fits a client's personal circumstances. We have access to the whole of the market and our advice is completely impartial.
We have quickly established a reputation in the contractor marketplace associated with quality by consistently providing a speedy, straightforward service for busy contractors who need the strength of a large organisation, but the personal service of an individual to trust that things get done.
Give us a call on 0871 8721 123 or request a call back